A medical emergency is an unfortunate event that can happen with any of us. In such a nervous situation where you get completely blank, the first thing that you must do is dial the emergency number and call for the ambulance. The only thing that you wish while you are in the hospital is for your dear one to get out of the danger as soon as possible and for that you won’t hesitate even if you have to clear all your account balance. The money will come and go but not your closed ones.
What if you don’t have enough money that is required for the sudden medical crisis? You just can’t let it go and you need to find the reliable source of assistance. Here in this blog, we have prepared a list of options available that you can use to pay the emergency hospital charges. So let us get started.
Different ways you can choose to pay the hospital bills
- Borrow from your friend or colleague
The first option that you can go for is to ask your friend or colleague for some financial assistance. Tell them briefly about the situation and understanding this, they will surely help. Other than that you can also discuss the matter with your boss and ask him to provide some extra cash as a salary or credit. The only thing that matter here is the safety of your family who is counting on you currently, so make sure that you don’t hesitate for a bit before taking financial assistance from anyone whether it’s your friends, colleagues or even employer.
- Apply for loans
Now if you don’t want to take help from your friends or any other person from your office, then why not go to apply for loans. Well, don’t think that the word loan means that you will have to wait a long time to get the money. There are many well-reputed lenders in the market like Euro loans Ireland, Nationwide, M&S BANK who provide instant loans in Ireland. You can get the approval with minimum documentation and very quickly and you can focus on the repayment part later after everything is fine and back to normal.
- Time to use your saving
If you were saving some money for your dream home or a new car, then it’s time to drop the plan and use the money to save someone who is far more important to you than any of these tangible things. Check your saving account and get all the money that is required for the payment at the hospital and also ask whether there is any cash discount available or not? If there is, then deposit immediate cash at the counter.
- Consumer credit card
You can use the consumer credit card as it is one of the fastest ways to handle any large and unexpected medical expense. You can easily pay the entire amount without running here and there and be with the one who really needs you. However, in the end, you will have to pay a larger amount than what you had taken due to the high-interest rate. Other than that, using your credit card to its maximum limit can also affect your credit scores so use it only as a last resort or where you don’t have to max out your credit card.
Medical emergencies are already scary enough and there is no need to make ourselves tensed thinking about the financial problems. You can go with any one of the options mentioned above that suit you or to be more precise, go with the one that is more easily available to you.